The Ontario Health Insurance Plan (OHIP) does not cover treatment with private psychologists. Our standard rate/fee is $200.00 per session (50 minutes). Fees can be paid by cash, cheque, debit, credit, or by e-transfer. There are a number of ways to have your treatment costs reimbursed:
Extended Health Benefits
If you have an insurance plan through your employer (or through a spouse’s or parent’s employer), you may be entitled to reimbursement for “psychological services” or treatment with a “psychologist or psychological associate”. Plans vary from $300 to $10,000 per year, and you may wish to check the details before booking your first appointment.
Western University Students
If you are a full-time student at Western University and have not opted out of your health plan, you are automatically entitled to receive up to $750 per school year for psychological assessment and/or treatment with a psychologist of your choosing. Western students with a physical or mental disability may also be eligible for a $2,000 bursary for psychological services. Contact Services for Students with Disabilities at (519) 661-2147 for additional information and applications.
Fanshawe College Students
Fanshawe students with a physical or mental disability may be eligible for a $2,000 bursary for psychological services. Contact Counselling & Accessibility Services at (519) 452-4282 for additional information and applications.
If you are on short-term or long-term disability, you may be eligible for funded treatment through your insurer, if CBT has been recommended by your physician for the purposes of rehabilitation or preparation for return to work.
Income Tax Deduction
The Canada Revenue Agency (CRA) allows you to claim treatment with a psychologist as a medical expense on your income tax.